Information and Materials:

The information and materials contained in this site, including text, graphics, links or other items, are provided "as is," "as available." HPH does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials.

No warranty of any kind, implied, express or statutory, including but not limited to the warranties of non-infringement of third-party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.

Materials copyrighted by HPH or owned by any individual or entity are presented here for personal, non-commercial use only. Documents, content or images contained in this site may not be copied or reproduced in any form without the written permission of HPH.

Conditions and Use:

BY USING THIS WEBSITE, YOU HEREBY AGREE TO THE FOLLOWING CONDITIONS OF USE WITHOUT LIMITATION OR QUALIFICATION. PLEASE READ THESE CONDITIONS CAREFULLY BEFORE USING THIS WEBSITE.

WE MAY AT ANY TIME REVISE THESE CONDITIONS BY UPDATING THIS POSTING. YOU WILL BE BOUND BY ALL SUCH REVISIONS AND SHOULD PERIODICALLY VISIT THIS PAGE TO REVIEW THE CURRENT TERMS AND CONDITIONS TO WHICH YOU ARE BOUND.

Limitation of Liability:

The purpose of the HPH website is limited to the dissemination of general information about HPH, each respective subsidiary thereof (collectively, the "HPH Entities"). While HPH uses reasonable efforts to include accurate and current information on this website, errors or omissions sometimes occur.

HPH, nor any other HPH Entity, makes any warranties or representations as to the accuracy of the information contained in this website (including, without limitation, any information set forth in any press release provided by a company referred to herein).

Under no circumstances shall HPH or any other HPH Entity nor any party involved in creating, producing, or delivering this website be liable for any direct, indirect, incidental, consequential, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if an HPH authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, and, as a result, the above limitation or exclusion may not apply to you.

Furthermore, neither HPH nor any other HPH Entity shall be responsible or liable for any damages to, or any viruses that may infect, your computer equipment or other property on account of your access to, use of, or browsing in this website, or your downloading of any materials, data, text, images, video, or audio from this website.

Restrictions on Use of Materials:

Except as otherwise consented to in writing by HPH, no materials from www.hibernianpacific.com, or any website owned, operated, licensed or controlled by HPH, or any other HPH Entity may be copied, reproduced, republished, uploaded, posted, transmitted or distributed in any way.

You may download material displayed on this website for non-commercial, personal use only, provided you also retain all copyright and other proprietary notices contained on the materials.

You may not distribute, modify, transmit, reuse, report or use the content of this website for public or commercial purposes, including the text, images, audio and video, without the prior written consent of HPH.

Securities Law Compliance:

The information contained on this website is not, and should not be construed as an offer to sell, or a solicitation to buy, any securities or related financial instruments or any other product.

Any inquiry which may involve effecting or attempting to effect transactions in securities will not be responded to absent compliance with applicable federal and state law, as well as applicable broker-dealer, investment advisor, broker-dealer agent and investment advisor representative registration requirements, laws and regulations.

HPH, nor any HPH Entity, is not a United States Securities Dealer or Broker or United States Investment Adviser. This website and any and all attachments and related documents are never considered to be a solicitation for any purpose in any form or content. This information is protected under Gramm-Leach-Bailey Act 15 USC, Subchapter 1, sections 6801-6809 and other laws addressing the disclosure of Non-Public Personal Information.

Intellectual Property:

All trademarks, service marks, copyrights, trade names, logos, and icons (collectively, the "intellectual property") used, referenced or otherwise contained on this website are proprietary to HPH and/or the other HPH Entities.

Nothing on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of the intellectual property on this website without the prior written consent of HPH or such third party that may own the intellectual property on this website.

Your use of the intellectual property contained on this website, or any other content on this website, except as provided herein, is strictly prohibited.

Images displayed on this website are either the property of, or used with permission by, HPH, the other HPH Entities. The use of these images by you, or anyone else authorized by you, is prohibited unless otherwise expressly permitted herein.

Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, advertising laws and other communications regulations and statutes.

Privacy Policy:

HPH and other HPH Entities are by their very nature private, and we take very seriously our collective legal and ethical responsibility to guard the confidentiality of personal information about clients. It is our policy not to disclose nonpublic personal information about our clients to non-affiliated third parties except as permitted by law. This policy applies to all of our current and former clients.

In the course of any business relationship we may have with you, we will likely collect certain information (such as your name, business model, etc) from various documents and forms that you may deliver to us, from conversations we have with you and from the transactions we process for you. We may disclose this collected information to our affiliates and/or to certain of our service providers (including accountants, auditors and attorneys) in connection with the administration and execution of the services we provide for you and your account, such as in preparing tax forms and verifying respective law compliance. These service providers are required (by contract, professional conduct and/or law) to maintain the confidentiality of this information and not to use it for purposes other than those related to the tasks for which they have been retained. We do not otherwise disclose any personal information about you to other firms, individuals or organizations.

We restrict access to the nonpublic personal information of our clients except as provided above, and to our employees who need to know such information. We maintain physical, electronic, and procedural safeguards that comply with federal standards to protect your nonpublic personal information.

Outside Sources:

Our website provides in certain places information obtained from outside sources or other website addresses or links. The outside information, or any other website information or links, including market and price information, and any other information from outside sources, contains information maintained or provided by institutions or organizations that are independent from the HPH Entities. We do not approve, recommend or have any control over these unaffiliated entities.

We cannot guarantee or assume any responsibility for the accuracy or completeness of any information provided by any outside organization or entity, and such information is not considered content or images contained on our website. We recommend that a person independently review or verify any information provided by any outside source available on our website before acting or relying on such information. If you click on any third party link, any transactions undertaken or information you submit will be subject to the privacy policy of the third party's website(s). For more information, see the resulting third party's privacy policy.